Imagine your phone buzzing nonstop with “Invite Friends” messages from Cash App, even though you never signed up for the spam. If you’re a Washington resident bombarded by these texts between 2019 and 2025, relief is here: a $12.5M Cash App settlement 2025 just greenlit payouts up to $147 per person. This class action win against Block Inc., Cash App’s parent, tackles violations of state privacy laws through its aggressive referral program. With final approval looming on December 2, 2025, now’s the time to check your Cash App spam texts payout eligibility and file before it’s too late—potentially landing easy cash for those annoying notifications.
What Is the $12.5M Cash App Settlement?
The $12.5M Cash App settlement 2025 stems from a lawsuit accusing Cash App of flooding Washington phones with unsolicited promotional texts via its “Invite Friends” feature. Users could send pre-written messages to contacts without clear consent, breaching the Washington Commercial Electronic Mail Act (CEMA) and Consumer Protection Act (CPA). Block Inc. denies wrongdoing but agreed to the $12.5 million fund to end the legal battle in U.S. District Court for the Western District of Washington. It’s a reminder that even “helpful” apps can’t spam without permission, and this deal compensates victims while tightening future marketing rules.
Who Qualifies for Up to $147?
Only Washington residents qualify for this Cash App class action eligibility, but if you fit the profile, it’s straightforward—no Cash App account required. The class covers about 1.97 million people who got hit with those referral blasts, turning everyday users into unwitting spammers. Payouts depend on claim volume: fewer filers mean closer to $147 each, shared pro-rata from the fund.
Basic Requirements
To snag your Washington residents $147 claim: Live in Washington during the spam period. Receive at least one unsolicited Cash App referral text. Never give affirmative consent for promotional messages. Submit by the deadline—verification uses Cash App’s records.
Settlement Timeline Breakdown
| Key Date | What Happens |
|---|---|
| Nov 14, 2019 – Aug 7, 2025 | Eligibility window for texts |
| Oct 27, 2025 | Final claim deadline |
| Dec 2, 2025 | Court final approval hearing |
| Early 2026 | Payouts issued (est.) |
Automatically Eligible Scenarios
Got texts from friends’ invites without opting in? You’re likely covered. Area code 206, 425, or others tied to Washington? Even if you moved, qualify if resident then. No proof needed beyond basic details—administrator cross-checks logs.
When Will Payouts Hit?
Claims closed October 27, 2025, but if you filed in time, expect checks, PayPal, Venmo, or direct deposit by early 2026—post-approval and appeals. The how to claim Cash App settlement process was simple: online form at BottomsTextSettlement.com with name, phone, and residency confirmation. Late birds? No dice—funds revert to the pool. Track status via the site or helpline at 877-540-7545.
Steps to Secure Your Payout Now
Even post-deadline, confirm your filing status today to avoid snags. Log into the settlement portal and enter your details for updates. Gather any text screenshots as backup, though not mandatory. Beware scams: Official notices come by mail; ignore phishing “claim now” links. If approved, choose your payout method—digital for speed.
Why This Settlement Packs a Punch
Beyond the $88–$147 windfall, this $12.5 million Cash App lawsuit victory enforces digital boundaries, curbing app spam nationwide. It spotlights how referral gimmicks invade privacy, potentially inspiring similar suits elsewhere. For Washington folks, it’s real money for real hassle—use it for coffee, bills, or deleting that app guilt-free. Plus, it pressures fintech giants like Block to prioritize consent over aggressive growth.
FAQs – Cash App $12.5M Settlement 2025
Am I eligible for the $12.5M Cash App settlement 2025?
Yes, if you were a Washington resident receiving unsolicited Cash App texts from 2019–2025 without consent.
How much is the Cash App spam texts payout?
$88–$147 per valid claim, based on total filers—higher if fewer participate.
What’s the how to claim Cash App settlement deadline?
October 27, 2025—missed it? Check for extensions, but don’t count on it.
Do I need proof for unsolicited texts Cash App compensation?
No—self-certify on the form; admins verify via records.
When do payments arrive after Cash App referral texts settlement approval?
Early 2026 via your chosen method, once court signs off December 2.
Conclusion
The $12.5M Cash App settlement 2025 isn’t just a payout—it’s a win for privacy in the app era, delivering up to $147 to Washington residents tired of spam overload. With claims wrapped and approval near, eligible filers can look forward to well-deserved cash soon. If you qualify, monitor your portal; if not, it’s a nudge to opt out of sneaky referrals everywhere. Stay vigilant against fakes, claim what’s yours, and turn those pesky texts into tangible relief this holiday stretch.